Confidently Take the Next Step in Your Adoption Journey
Adoption shouldn’t be this expensive. At Pathways, we provide interest-free loans to remove financial barriers and make adoption possible. Our holistic approach ensures each family has a customized plan and personalized support so you can focus on what matters most.
Customized Monthly Payments
Every loan is tailored to meet your unique needs and circumstances. Together, we can find a solution that works for you.
Ongoing Support
Whether you need judgment-free listening, prayer, or encouragement, our team walks alongside you at every step.
Resources
You’re never alone when you partner with Pathways. Even after you bring your child home, we offer valuable resources to help your family thrive.
We’ve Awarded $4.5M in Interest-Free Loans to Bring 750+ Children Home
Why Partner with Pathways
100% Interest-free
No interest or hidden fees – ever.
Flexible Repayment
Find a plan that works for you.
Cyclical Support
Your payments help fund another family’s adoption.
More Than Just a Loan
When you partner with Pathways, you’re receiving so much more than financial assistance.
Faith-Base Support
Connect with people who love Jesus and are ready to listen, encourage, and cover your family in prayer.
Caring, Compassionate Staff
Our team truly cares about you and your family's well-being, walking alongside you every step of the way.
Post-Adoption Assistance
Explore resources like counseling, conferences, and a robust network of partners to continue your journey.
Your Family is our Priority – Not a Bottom Line
- Interest Rate
- Faith-Based Support
- Adoption-Specific
- Flexible Terms
- Collaborative Referral Network
- Total Cost
Pathways Loan
- Interest Rate0%
- Faith-Based Support
- Adoption-Specific
- Flexible TermsAlways
- Collaborative Referral Network
- Total Cost$10,000
Traditional Loan
- Interest Rate12%
- Faith-Based Support
- Adoption-Specific
- Flexible TermsSometimes
- Collaborative Referral Network
- Total Cost$12,000+
Credit Card
- Interest RateWide Range
- Faith-Based Support
- Adoption-Specific
- Flexible TermsNever
- Collaborative Referral Network
- Total Cost$14,000+
Eligibility & Requirements
You deserve a financial solution that meets your family's needs. At Pathways, we use a holistic review process to find a best-fit solution for your journey.
That includes a thoughtful review of your adoption documents, walk with the Lord, church involvement, and supporting information to create a personalized plan that works for you and your family.
Eligibility Criteria
Home Study Approved
Rooted in Faith
No Income Restrictions
"We are just overwhelmed by God’s goodness. Your gift is changing the trajectory of this year, as it relieves the immense financial pressure we are under and lets us focus once again on helping these kids heal and just loving them. You can’t imagine how this lifted our hearts and strengthened us for our work ahead."
Bjorn and Esther Minnesota
"Pathways work supporting adoptive families, birth moms, and adoptees changes lives in ways that go far beyond finances. For us, it has meant building a family, creating cherished memories with loved ones, and finding hope and joy even in challenging times. Thank you for being such a meaningful part of our story."
Jonathan and Amanda Nebraska
"We're grateful for ALL of the incredibly generous support we've received from Pathways for Little Feet for our adoption. It's really quite humbling and one of the greatest ways we've felt God confirm His calling to us - the ways He's provided for us financially."
Jeff and Sarah Minnesota
"Thank you so much for how y’all have blessed our family and continuously prayed for us! We are so grateful."
Cory and Maddie Texas
Get Your Questions Answered
Apply for a Zero-Interest Adoption Loan Online in Three Steps
Gather Documents
Collect all required documents such as your approved home study, detailed financial information, etc.
Complete Application
Submit your application and appropriate documents to begin your partnership with Pathways.
Get Approved
It’s official! We're excited for you to begin your journey and welcome a child into your family.