INTEREST-FREE ADOPTION LOANS

Pathways for Little Feet was founded because we believe God called us to help bridge the financial gap keeping families from adopting. Pathways’ interest-free loan program provides up to $10,000 in adoption financial assistance. These loans are paid back through monthly repayments which support other families in their adoption journey.

650+ CHILDREN

Since 2008 Pathways has assisted in bringing home more than 650+ children.

3.8 MILLION DOLLARS

Pathways has provided more than 3.8 million dollars to families through interest-free loans.

Testimonials

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“This has quite possibly been the most sanctifying of seasons. But oh how thankful we are for the testing of faith. For the joy in suffering. For the Spring that ALWAYS follows a hard winter. Tonight we are sitting in what 2021 has held and cuddling the abundant blessings of our family of 4 on the couch. And there is no place we would rather be. “You are the God who performs miracles; you display your power among your peoples.” Psalm 77:14 “

- S Family

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"Since the beginning of our journey together we knew adoption would be a part of our story. In 2019 our adoption agency introduced us to Pathways for Little Feet and we were awarded an interest free loan from Pathways, which helped us adopt our daughter. We wouldn’t have seen her adoption day without this assistance. We thank each of you for helping us make her adoption happen!"

- M Family

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"Adoption has blessed us tremendously, A is full of joy--she is loving, smart, funny and is thriving! The bond she and her big sister share is remarkable, they adore one another. Thank you all for making our adoption possible. We cannot picture our family without A a part of it!"

- S Family

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- S Family
“This has quite possibly been the most sanctifying of seasons. But oh how thankful we are for the testing of faith. For the joy in suffering. For the Spring that ALWAYS follows a hard winter. Tonight we are sitting in what 2021 has held and cuddling the abundant blessings of our family of 4 on the couch. And there is no place we would rather be. “You are the God who performs miracles; you display your power among your peoples.” Psalm 77:14 “
- M Family
"Since the beginning of our journey together we knew adoption would be a part of our story. In 2019 our adoption agency introduced us to Pathways for Little Feet and we were awarded an interest free loan from Pathways, which helped us adopt our daughter. We wouldn’t have seen her adoption day without this assistance. We thank each of you for helping us make her adoption happen!"
- S Family
"Adoption has blessed us tremendously, A is full of joy--she is loving, smart, funny and is thriving! The bond she and her big sister share is remarkable, they adore one another. Thank you all for making our adoption possible. We cannot picture our family without A a part of it!"

Eligibility

Licensed Adoption Agency & Approved Home Study – Applicants must use adoption agency that is licensed in their state of operation.

Financial Stewardship – Applicants agree to repay the loan by auto-draft monthly payments in order to help to support.

 

Timeline (if approved) – Adoption timelines vary, therefore as part of our due diligence, additional information may be requested pending release of funds.

APPLY

Apply now for financial assistance

FAQ

We aim to have a decision back to our families within two to four weeks of applying. This depends on having all required documents and may be longer due to holidays and events. 

Please contact our Program Manager, and we will do everything we can to be flexible. Please send an email to Madison@pathwaysforlittlefeet.org after your application has been submitted.

Yes, Pathways does provide financial assistance to single parent households.

The review committee looks at the household income, monthly expenses, credit scores, existing debt, and other important financial information while making a decision

Funds are available to the family one month before the due date or placement date. For international adoption, funds are available one month prior to the final travel date.

Funds are provided directly to the family through electronic wire transfer. We see the loan as a covenant between the family and Pathways.

Yes! We know that while the costs are different with Foster-to-Adopt and vary in each state. We look at each application individually.

While we do look at the household income, we do also take into consideration the monthly expenses and other factors. Is this an unexpected adoption, is there a child in the household with a medical disability, is an elderly family member living in the household, etc while reviewing the application.

Peace Cowen

Development Specialist

Peace joins the Pathways team after her role as the Director of Outreach for three campuses at Fusion Academy, a one-to-one private school for students struggling with traditional schooling.

In her role as the Development Specialist, she will focus on critical fundraising efforts to ensure families can receive the assistance they need. She enjoys building relationships and is passionate about supporting children in need. 

Peace graduated from Texas A&M University with an MS in Management, a BBA in Accounting, and a Certificate in Not-for-Profit Business. She has taught “Professional Ethics and Cultures” at the University of Houston, a course she designed to equip students with the ability better to approach ethical situations in an increasingly globalized world.

Peace loves to dance, sing, draw, and occasionally dabble in playing the djembe. She enjoys volunteering and has led volunteer efforts abroad in her birth country of India, encouraging continued education for children in communities of poverty. 

Peace’s favorite Bible verse is Proverbs 4:23: “Above all else, guard your heart, for everything you do flows from it.”